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enhance independent

how we are paid

"enhance Wealth Management offer four levels of service. Clients can choose which level of service they feel is most suitable for their needs or can choose a combination depending on what type of advice and ongoing service they require."

How we are paid

During the initial free, no obligation meeting, enhance Wealth Management will access your requirements, and you will be given clear information about the type of advice and level of service provided by the adviser and how much it will cost. You will be given details on how the firm is regulated by the FCA, the range of products we are authorised to advise on and any information we are required to give you. The details outline the type of products the firm offers advice on, for example, investments and savings, pensions, long-term care planning, and protection.

There will always be a cost for your adviser's service, as like any other business arrangement, you are benefiting from their expertise. We prefer to work with our clients on a fee basis rather than through commissions. We feel that this is a more open and honest way of doing business. Our fees can be calculated on a percentage basis or as a fixed fee. The fee and how it is to be paid are always advised and agreed upfront, so that our clients will always know the cost involved before embarking on a financial strategy. Please telephone us on 0845 1300 901 if you would like a copy of our list of fees.

enhance Wealth Management offer four levels of service. Clients can choose which level of service they feel is most suitable for their needs or can choose a combination depending on what type of advice and ongoing service they require.

The four levels are:

The Bespoke Service

Establishing a sound financial strategy is a major step towards making the right choices to secure the rewarding lifestyle you wish to lead.

It is our belief that true security comes with the knowledge that as the world around you changes, your strategy can also adapt to accommodate this – not simply to address those changes, but to benefit from them wherever possible. In this way, your financial strategy becomes a dynamic plan that keeps helping you make the right choices to achieve your goals.

Our Bespoke Service is designed to help you approach your future with confidence.

You will be in control of your finances, supported by an adviser who is committed to providing you with a quality, pro-active, ongoing advice service.

Contact with your adviser would be at the minimum once every six months, including at least two face-to-face meetings. Should your adviser feel it necessary or beneficial, they would pro-actively contact you to make you aware of any important issues or opportunities.

A client on this service level would have access to the enhance Wealth Management Portfolio Review Service and could choose from our in-house active model portfolios and/or from a range of blended or passive managed fund solutions. You would also have access to Discretionary Fund Managers to decide if you would like to have some or all of your investment assets managed by them.

We would provide you with a regular, informative and engaging newsletter to help keep you abreast of what is happening in the world of finance, and in particular any issues that may directly affect you.

How much does this service cost?

enhance Wealth Management will charge an implementation or consultation fee, which would be agreed on before any chargeable work took place and then a mutually agreed annual fee (up to a maximum of 1.0% of the assets we administer on your behalf) and/or an explicit fee payable by you directly.

The Navigator Service

A sound investment strategy is a major step towards making the right choices to secure the rewarding lifestyle you wish to lead. It is our belief that true security comes with the knowledge that as the world around you changes, your strategy can also adapt to accommodate this – not simply to address those changes, but to benefit from them wherever possible.

Our Navigator Service is designed to help you approach your future with confidence.

You will be in control of your finances, supported by an adviser who is committed to providing you with a quality, pro-active, ongoing advice service.

Client reviews would be on an annual basis and more in-depth. Full back office administration support ensures that your needs are taken care of with the minimum of fuss and intrusiveness to you.

A client on this service level would have access to the enhance Wealth Management Portfolio Review Service and could choose from our in-house active model portfolios and/or from a range of blended or passive managed Fund solutions.

How much does this service cost?

enhance Wealth Management will charge an implementation or consultation fee, which would be agreed on before any chargeable work took place, and then an annual fee of up to 1.0% of the assets we administer on your behalf and/or an explicit fee payable by you directly.

The Compass Service

Establishing a sound investment strategy is a major step towards achieving your financial aims. However, true security comes with the knowledge that, as the world around you changes, your strategy will continue to work in the way it was initially intended to.

Our Compass Service is designed as a 'light touch' proposition to help guide you along the path to financial security by providing you with a core range of services at a very competitive price.

Client reviews would be on a biannual basis, and any investment solution would generally be a Multi-Manager or Managed Fund solution, or may wish to use the enhance Wealth Management Portfolio Review Service.

Other services requested by you would be charged on an individual basis.

How much does this service cost?

enhance Wealth Management will charge an implementation or consultation fee, which would be agreed on before any chargeable work took place, and then an annual fee of up to 1.0% (typically 0.5%) of the assets we administer on your behalf or an explicit fee payable by you directly.

The Atlas Service

Establishing a sound investment strategy is a major step towards achieving your financial aims. However, true security comes with the knowledge that, as the world around you changes, your strategy will continue to work in the way it was initially intended to.

Our Atlas Service is designed to help facilitate the implementation of a financial product, with limited ongoing services, unless you specifically request and pay for them.

We want to build long-term, lasting relationships with our clients. We believe we can only do this by providing you with quality advice, a quality service, and a competitive fee and charging structure. However, we do understand that some clients will only wish to have advice on an ad-hoc basis, with limited ongoing service from their adviser.

For these clients, the Atlas Service provides that access to professional independent advice, as and when they require it.

How much does this service cost?

enhance Wealth Management will charge an implementation or consultation fee, which would be agreed on before any chargeable work took place, and then may also charge an ongoing fee which would be fully disclosed.

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